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    Benefits of Investing in Life Insurance

    Last Updated On 01-08-2016

    Life insurance is the best way to save for your future. Though there are many types of investments in the market, Life Insurance gives you a distinct edge over them. 

    Benefits of Life Insurance over mutual funds

    • Going in for Life Insurance gives you dual benefits of investment and insurance
    • It is more suitable for long term investmentLife Insurance also gives you an option to switch between funds
    • A Life Insurance plan also offers you tax benefits

    Benefits of Life Insurance over bonds

    • An insurance plan is more secure as it offers assured compensation in case of a covered loss.
    • In a life insurance the premium is paid to cover the potential losses, not for the guarantee.
    • The insured isn’t expected to repay the insured when the claim is paid by the insurance company.

    Benefits of Life Insurance over stocks

    • Stocks are a riskier investment as compared to Life Insurance. Market fluctuations mean you could stand to lose if you invest in stocks.
    • Life Insurance offers you more consistency with the regular pay out option.
    • With a life insurance plan you get delayed taxes on your investment gains. The only tax that you have to pay is when you withdraw money.

    The benefits that life insurance offers you are many more compared to the other investment schemes available in the market. In addition it also offers you surety not only for your money but also of your money.

    To know more about term plan, term insurance and retirement plan visit PNB MetLife website.


    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969 Phone: 080-66006969, Website:, Email: or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203

    EC354 LD/2019-20/370

    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


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    Collapsed Expanded

    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at or You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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