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PNB MetLife India Insurance Company Limited

IRDAI Registration Number 117

For more details on risk factors, terms and conditions, please read the sales brochure before concluding the sale. The Product brochure should be read in conjunction with the benefit illustration and policy exclusions. For further details on all the conditions, exclusions related to any product, please contact our insurance advisors. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company. Goods & Services Tax will be charged extra as per applicable rates. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Tax laws are subject to change, consulting a tax expert is advisable. The marks “PNB” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively and used by PNB MetLife India Insurance Company Limited under license. CIN- U66010KA2001PLC028883, Registered Office: Registered Office: Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore-560001, Karnataka. Corporate Office: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062. Website: www.pnbmetlife.com Phone: 91-22-41790000 | Email: indiaservice@pnbmetlife.co.in | Fax: +91-22-41790203.

In case of joint sales ad, participation by bank's customers/ Corporate agents customers are purely on a voluntary basis. The contract of insurance is between the insurer & the insured & not between the bank/corporate agent & the insured.

Specific for ULIP Products The investment risk in investment portfolio is borne by the policyholder.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
Beware of Spurious / Fraud Phone calls: IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.