Best 10 Year Savings Plan in India| Bachat Yojana - PNB MetLife

Key Benefits of PNB MetLife Bachat Yojana

  • 1

    Reasonable Premiums

  • 2

    Long Term Savings

  • 3

    Financial Security

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Overview of Bachat Yojana

Life happens when you least expect it. You have to ensure that you and your loved ones continue to enjoy a good life and are able to meet present and future financial goals that you set out to achieve. By building a small yet significant savings portfolio with an emphasis on long-term investment plans, PNB MetLife Bachat Yojana, a long-term savings plan, helps you to address your long term financial needs through affordable premiums.

PNB MetLife Bachat Yojana ensures

  1. Allows for Long term savings with affordable premiums
  2. You pay only for 10 years and get covered for 15 years
  3. Offers Sum Assured plus Bonus if any upon maturity
  4. In case of death during the policy tenure of 15 years, your family receives Sum Assured plus bonuses , if any.

    *Terms and Conditions apply
    Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Please consult your tax consultant for more details.

Product Benefits of Bachat Yojana

Death Benefit

On the unfortunate event of death, your loved ones will get Death Sum Assured plus bonus, if declared.

Simple Reversionary Bonus & Terminal Bonus

Bonus pay out will be added to your policy from the third year onwards until the end of the policy term. The bonus will be paid out upon death or at the end of the policy term

Maturity Benefit

You will get the Base Sum Assured plus bonus if declared upon maturity.


Boundary Conditions

Minimum ages at entry*

20 years

Maximum ages at entry*

60 years

Max. age at maturity*

75 years

Premium Payment Term Options

10 years Limited Pay

Policy Term

15 years

Min. Sum Assured

Rs. 64,800

Max. Sum Assured

Rs. 5 Lakhs

Min. Premium

Annual:Rs. 6,000 Semi-Annual:Rs. 10,000 Monthly/PSP:Rs. 15,000

Max. Premium

Rs. 23,999 per Life

*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

Download Brochure Terms & Conditions Know how the plan works Guaranteed Surrender Value Factors Premium Rates Form Download Hindi Leaflet

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