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    PNB MetLife Bachat Yojana

    The promise of a secured future for your loved ones

    Individual, Non Linked, Participating, Savings, Life Insurance Plan | UIN: 117N088V04

    Uncertainties take place when you least expect them to. Ensure that you and your loved ones continue to enjoy a good life and can meet present and future financial goals that you set out to achieve, by building a small yet significant savings plan portfolio. Address long term financial needs through affordable premiums with PNB MetLife Bachat Yojana.

    PNB MetLife Bachat Yojana in a nutshell
    • Allows for long term savings with affordable premiums
    • Pay only for 10 years and get covered for 15 years
    • Offers Sum Assured plus Bonus if any upon maturity.
    • In case of death during the policy tenure of 15 years, your family receives Sum Assured plus Bonuses, if any.

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    What you get

    PNB MetLife Bachat Yojana ensures:
    • Reasonable Premiums
    • Long Term Savings Plan
    • Financial Security

    What you don’t get

    Suicide Exclusions

    If the Life Assured’s death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in Inforce status. We shall not be liable to pay any interest on this amount.

    Frequently Asked Questions

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    What is the Death Benefit offered by PNB MetLife Bachat Yojana?

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    On the unfortunate event of death, your loved ones will get Death Sum Assured plus bonus, if declared.

    When are Simple Reversionary Bonus & Terminal Bonus payable?

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    Bonus pay out will be added to your policy from the third year onwards until the end of the policy term. The bonus will be paid out upon death or at the end of the policy term

    What is the Maturity Benefit offered by PNB MetLife Bachat Yojana?

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    You will get the Base Sum Assured plus bonus if declared upon maturity.

    What are the eligibility criteria for this plan?

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    Boundary Conditions

    Minimum ages at entry*

    20 years

    Maximum ages at entry*

    60 years

    Max. age at maturity*

    75 years

    Premium Payment Term Options

    10 years Limited Pay

    Policy Term

    15 years

    Min. Sum Assured

    Rs. 64,800

    Max. Sum Assured

    Rs. 5 Lakhs

    Min. Premium

    Annual:Rs. 6,000 Semi-Annual:Rs. 10,000 Monthly/PSP:Rs. 15,000

    Max. Premium

    Rs. 23,999 per Life

    *Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

    How can I purchase PNB MetLife Bachat Yojana?

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    You can purchase PNB MetLife Bachat Yojana offline through any of the following channels:


    • *Terms and Conditions apply
    • Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Please consult your tax consultant for more details.


    Please fill out personal information

    Thank you for your interest in PNB MetLife Solutions, the brochure has been sent to your email ID.



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    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at or You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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