Reduce your financial stress with an additional cover
Health Rider | UIN: 117B023V02
In these days of increasing stress, good health is a major concern for all of us. With a fast-paced life, the chances of contracting serious illnesses like a heart attack or cancer have increased. Thankfully, with medical advancement, the chances of surviving them are also high – but so are the costs of such treatments. These major illnesses affect the family emotionally as well as financially. While we may not be able to predict or prevent these diseases from occurring, we can certainly protect against it. Life insurance companies in India provide many critical health insurance plans. PNB MetLife Critical illness Rider is a health insurance Rider
The chosen Critical Illness (CI) Sum Assured shall be payable upon the first diagnosis of one of the covered Critical Illnesses (listed below), provided the following:
|Boundary Conditions||Eligibility Criteria|
|Age at Entry(1)||18 years - 65 years|
|Cover Ceasing Age||75 years|
|Policy Term(2)||10 years - 40 years|
|Premium Payment Modes||Single, Yearly, Half-Yearly, Quarterly , Monthly(*) (only on ECS)& Payroll Saving Plan (PSP)|
|Premium Payment Options||Single||5 Pay||7 Pay||10 Pay||12 Pay||15 Pay||Regular Pay|
|Minimum Rider Sum Assured(3) (Rs.)||500000||500000||500000||500000||500000||500000||500000|
|Maximum Rider Sum Assured(3) (Rs.)||50,00,000||50,00,000||50,00,000||50,00,000||50,00,000||50,00,000||50,00,000|
|Min. Annualized Rider Premium(4) (Rs.)||670||135||135||100||100||100||75|
|Max. Annualized Rider Premium(4) (Rs.)||7,66,650||1,44,200||1,10,000||87,100||81,400||72,900||80,450|
1 Age Last Birthday
2 The Rider Policy Term can be equal to or Less than the Base Policy Term
3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
4 Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.
Get freedom from financial worries in unforeseen accidents
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Bonus declared for Participating Policies in FY’23
Claim settlement ratio for retail business
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As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at firstname.lastname@example.org or email@example.com. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.