Get freedom from financial worries in unforeseen accidents
Health Rider | UIN: 117B022V02
Every person has different needs and we at PNB MetLife recognize this. To give you the flexibility to customize and enhance your protection, we offer you PNB MetLife Accidental Disability Benefit Rider - an accidental disability insurance rider which you may opt for along with your basic policy. This will help you shape your policy to suit your individual needs for a nominal premium.
This plan ensures:
The chosen Accidental Disability Benefit shall be payable, upon the life insured meeting with an accident that results in him/ her being subject to one (or more) of the following impairments (arising within 180 days from the date of accident and independent of all other causes).
The Benefits under the rider shall be paid even in case when accident happens during the policy term and disability occurs beyond the policy tenure but happens within 180 days from the date of the accident. The impairments are as follows:
|Boundary Conditions||Eligibility Criteria|
|Age at Entry(1)||18 years- 65 years|
|Cover Ceasing Age||75 years|
|Policy Term(2)||10 years- 40 years|
|Premium Payment Modes||Single, Yearly, Half-Yearly, Quarterly , Monthly(*) (only on ECS)& Payroll Saving Plan (PSP)|
|Premium Payment Options||Single||5 Pay||7 Pay||10 Pay||12 Pay||15 Pay||Regular Pay|
|Minimum Rider Sum Assured(3) (Rs.)||500000|
|Maximum Rider Sum Assured(3) (Rs.)||20000000|
|Min. Annualized Rider Premium(4) (Rs.)||630||125||125||90||90||90||75|
|Max. Annualized Rider Premium(4) (Rs.)||49200||9400||7200||5600||5000||4600||3000|
1 Age Last Birthday
2 The Rider Policy Term can be equal to or Less than the Base Policy Term
3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
4 Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.
As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at firstname.lastname@example.org or email@example.com. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.