PNB MetLife Pension Hybrid

This page/document is updated as on 5^th September 2026.
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.
The Linked Insurance Product do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
This advertisement is designed for combination of Benefits of two individual and separate products named (1) PNB MetLife Grand Assured Income Plan (An Individual, Non-Linked, Non-Participating, Deferred Annuity Product) - UIN:117N134V09 and (2) PNB MetLife Smart Platinum Pro (Individual, Unit Linked, Non-Participating, Saving, Life Insurance Plan) - UIN:117L142V02. These products are also available for sale individually without the combination offered/ suggested. This Advertisement is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
^~Income payout is referred as withdrawal under Smart Withdrawal Facility (SWF) available in PNB MetLife Smart Platinum Pro. Withdrawal under Smart Withdrawal Facility (SWF) will be payable till the end of the policy term or till the policyholder terminates the facility, provided the minimum fund criteria and minimum withdrawal amount criteria are satisfied as per terms and conditions in the policy document. Withdrawal amount under Smart Withdrawal Facility (SWF) may be nil in any policy year on account of breach of minimum fund criteria or minimum withdrawal amount criteria as per terms and conditions stated in the policy document.
^{^}Guaranteed Annuity payout is referred as guaranteed lifelong income which is payable through PNB MetLife Grand Assured Income Plan. Guaranteed Annuity Payout is payable in arrears and SWF payout is payable in advance.
For more details on risk factors, terms, and conditions, please read the individual sales brochure before concluding any sale.
Tax benefits are as per Income Tax Laws in force & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details.
Goods and Services Tax (GST) if applicable, levied at prevailing rate subject to change from time to time.
i. Linked insurance products are different from the traditional insurance products and are subject to the risk factors. ii. the premium paid in linked insurance policies are subject to investment risks associated with capital markets. the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. iii PNB MetLife India Insurance Company Ltd is only the name of the Life Insurance Company and PNB MetLife Smart Platinum Pro is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. iv. please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company. v. the various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
The past performance of the funds is not indicative of the future performance. for more details on terms & conditions, please read the sales brochure carefully before concluding any sale.
AD-F/2026-27/477