Skip Navigation
0 of 0 Displaying
 |   Displaying

No Results


    Pension Plan - A Kitty for Meeting Post Retirement Income

    Last Updated On 29-09-2016

    Everyone dreams of that perfect retirement. A time when all duties and responsibilities have been met with and, it’s time to stretch your legs and relax to life’s hard work and success. But retirement can also be plagued by health concerns and financial handicaps if you don’t play your cards right. A pension plan could be one of the most effective solutions to ensuring a good, retired life.

    Retirement planning should be carried out based on two crucial factors:

    1. Your current income
    2. Your vision for retirement, based on your expected standards of living

    The entire process can be split into two phases:

    1. The accumulation phase
    2. The distribution phase (retirement period)

    It is important to begin saving for retirement as early as possible. The sooner you begin ‘accumulating’, the lesser the risk of you not being able to meet your targeted savings amount. It is also advisable to ensure that your investments are dynamic enough so that it allows that added flexibility of changing what you use it for in the future.

    During the ‘distribution phase,’ buy some immediate annuity plans or create your monthly income through ways of renting out property, getting FD interest or plain dividends from stocks or any combination of these. This allows for regulating the inflow of money out of the investments made previously, letting you make wiser and more effective use of the same.

    Retirement is meant to be a blissful period in your life. It is the last lap. A good retirement plan can ensure that you finish the race as comfortably as possible. Visit PNB MetLife to know more about Long Term Savings, Term Insurance & Term Plan.

    Doesn’t the thought of retirement sound blissful? No work, no deadlines, and all your hours spent doing the things you love, like travel, painting, and even napping in the afternoon! If you want your retirement to be what you have always dreamed of, start retirement planning now and save a considerable retirement corpus in time. The online Retirement Calculator can help you plan your future financial goals and ensure you achieve them within the stipulated time. 


    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969.. Phone: 080-66006969, Website:, Email: or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203

    EC242 LD/2019-20/253

    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.


    Why Choose Retirement Savings Plan for a Better Tomorrow

    Introduction:. We all look forward to the retirement phase of life - no running on the treadmill of 9-to-5 jobs, no bosses to report to, all hours...


    Pension Plan VS Provident Fund: Which is Better?

    You can’t rely only on Provident Fund for retirement. Here’s why....


    Perspective on Retirement Planning

    People’s take on retirement lies broadly two outlooks - some look forward to it while the rest dread the thought of not having anything to occupy t...


    Plan Ahead to Enjoy Your Golden Post - Retirement Years

    Retirement is said to be the golden period of your life. After years of hard work and long hours, you're able to reap the benefits and spend time w...


    Plan Your Life Better With a Pension Calculator

    The years you spend post retirement are said to be the golden years of your life. It’s important to prepare for them so that you can realize all th...

    Want to know more about how you can protect your family?

    See all our articles

    Get a Callback

    OTP sent successfully

    Thank you for getting in touch with us. We will contact you shortly.


    Collapsed Expanded

    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at or You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

    Site best viewed in following browsers
    Chrome 70+ , IE 11+, Firefox 76+, Safari 11+

    Get a Callback Get a Callback

    Ask khUshi

    Hi! I’m khUshi. How can I help you?