Skip Navigation
0 of 0 Displaying
 |   Displaying

No Results

    HEALTH

    Here’s why you need a dedicated cancer insurance plan

    Last Updated On 17-06-2019

    Here are some cold facts when it comes to cancer: India has around 2.25 million cases with over 1 lakh new cases being registered every year, according to Cancerindia.org. In 2018, the disease led to nearly 7 lakh, deaths. The Indian Council of Medical Research (ICMR) estimates that the country is likely to register over 17 lakh new cases and report over 8 lakh deaths by 2020 [1]. In fact, the most common cancers in the country, namely, lung, oral, uterine, cervix and large intestine cancer are linked with having very strong lifestyle risks. However, it is important to remember that cancer can affect anyone, regardless of age, lifestyle, health condition and it is critical to have protection against the same. Diagnosis of cancer doesn’t only take a toll on your mental and physical health, but can also burn a hole in your savings due to the exponential cost of treatment associated with the same

    .Given the exact nature, type, stage, the treatment can cost lakhs of rupees. In short, one family member suffering from cancer can derail the entire family’s short-term and long-term financial goals apart from causing severe emotional trauma. Mediclaim plans will provide reimbursements for expenses incurred while regular critical illness covers will provide a lumpsum payout generally at the most severe  levels of cancer. A health plan, specifically designed for cancer ensures that the payouts happen at even the early stages of cancer, limiting the financial impact  on the family. 

    Also, remember that cancer care and treatment are long-term which makes it a recurring expense and an extremely painful procedure especially mentally. Cancer costs are also not limited to mere hospital bills. A number of other expenses may be incurred during the course of treatment The payouts in a cancer specific insurance plan can be used to cover all such expenses  

    A number of cancer plans also offer some cover variants where additional benefits like an enhanced cover, income benefit etc are available. Income benefit is another feature that can be of help during the recovery phase, particularly if the health condition is debilitating enough to force a break from employment. This is an extremely important feature especially if a family’s breadwinner is suffering from cancer.

    No matter how much care you take, where you live or what your family history is, cancer poses a very real threat to your lifestyle. The only thing that works against it is early detection and extensive treatment. Buying a cancer insurance plan is the one way to protect you and your family from the financial perils that hopefully never follow.
    Sources:
    https://icmr.nic.in/sites/default/files/ICMR_News_1.pdf

    Disclaimer:

    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883.
    Please read this Sales brochure carefully before concluding any sale. This product brochure is only indicative of terms, conditions, warranties and exceptions contained in the insurance policy. Detailed terms and conditions are contained in the policy document
    For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding any sale. Terms and Conditions Apply. "Goods and service Tax (GST) shall be levied as per the prevailing tax laws which are subject to change from time.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969 Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203

    EC074 LD/2019-20/078

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    HEALTH

    How ageing affects your immunity?

    What is Immunity?...

    HEALTH

    How is a health insurance plan different from a mediclaim policy?

    Though the terms health insurance and mediclaim policy are used interchangeably, there are still some outlining differences between the t...

    HEALTH

    How To Port Your Different Health Insurance After Marriage

    Being covered under a health insurance plan is a necessity in today’s time. The rising costs of medical care and the endemic lifestyle diseases mea...

    HEALTH

    Port Health Insurance: Complete Understanding of Process

    Excerpt: The insurance industry of India consists of 53 insurance companies of which 24 are in life insurance business and 29 are non-life ins...

    HEALTH

    How to Stay Healthy & Fit as the Season Changes

    The changing season always brings hope for something new. The fresh rain after a hot summer, the warm spring after winter’s chill. However, with se...

    Want to know more about how you can protect your family?

    See all our articles

    Have us call you!

    Provide us with your contact details.

    We use this information to find local advisors for your needs.

    OTP sent successfully

    Thank you for getting in touch with us. We will contact you shortly.

    Disclaimer: 
    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883.
    Please read this Sales brochure carefully before concluding any sale. This product brochure is only indicative of terms, conditions, warranties and exceptions contained in the insurance policy. Detailed terms and conditions are contained in the policy document
    For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding any sale. Terms and Conditions Apply. "Goods and service Tax (GST) shall be levied as per the prevailing tax laws which are subject to change from time.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969. Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203
    EC074 LD/2019-20/078

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    Disclaimer

    Collapsed Expanded

    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

    Site best viewed in following browsers
    Chrome 70+ , IE 11+, Firefox 76+, Safari 11+