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    Steps to Find Quality Child Insurance Plan | PNB MetLife

    CHILD EDUCATION

    5 steps to finding quality child care at every age

    Last Updated On 19-05-2016

    Most parents agree that finding quality caregivers for your child can be a logistical and emotional challenge. But when you get organised, narrow down your choices and learn some savvy scouting skills from child development experts, you will feel instantly more in control. If you are looking for quality care for your child, here’s how you can get started:

    Step 1: Decide what's important to you
    Safety is vital, but what other attributes do you want in a child care setting? Remember to re-evaluate them as your child gets older. Care that worked when your child was an infant might not be what you’d like for your toddler or as an after-school program. Here are additional questions to guide your decision-making:

    • What kind of child care centre or school environment do you want?
    • Is the school a good fit for your child and you?
    • What is the educational philosophy?
    • What is the look and feel of the school?
    • What kinds of activities are the kids doing?
    • Are the children working together or separately?
    • How is the individual child development accommodated for?

    Step 2: Talk with other parents

    Seek out friends, family, and neighbours with similar parenting styles, and ask about their child care experiences. What programs do they like? Why? Listen for attributes that matter most to you and add those programs to your list.

    Step 3: Search out licensed and accredited programs
    Education experts recommend seeking licensed and accredited child care programs because childcare experts have examined them. Licensed programs are regulated by the state and adhere to certain standards, such as child/staff ratios, classroom conditions and staff education. Accredited programs meet even higher standards and are reviewed by a national board.

    Step 4: Visit care providers
    When you visit a centre, note the environment, the condition of toys, the teacher’s enthusiasm and whether the children seem happy. Parents have to trust their guts when they walk in. The very first impression one gets will often tell a lot the institution.

    When visiting such institution it is recommended to observe a child for a few minutes. See and find out what they are up to during that time. What do they do? Who interacts with them and how? What do they look at?

    Then ask yourself: Are you comfortable with your child spending his or her day like that?

    Step 5: Ask questions
    You should not leave anything unclear. Talk with the provider of the child care centre about the philosophy of the institution. Ask them what they think children need. Make sure you are comfortable with how the providers present themselves and how they speak and respond.

    Here are some more questions that can help parents to guide their visit at an institution:
    What is the staff/child ratio?

    • Is the staff trained in CPR and first aid?
    • Is there a balance of play, reading, activities, and rest?
    • What are the discipline practices?Are children supervised at all times?
    • Is proper hand washing practiced?Is there a fenced outdoor play area?
    • Are children greeted?Are activities age-appropriate?
    • Do children appear happy?
    • Can parents stop by anytime unannounced?

    Make a choice and stay involved
    Ensuring quality child care depends on parental participation. Attend events, volunteer time when possible and communicate with the staff. For babysitters, schedule regular check-in sessions.
    To know more about Term Insurance,  browse the website for various Term Plans, Long Term Savings offered by PNB MetLife.

    Disclaimer:

    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969.. Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203

    EC221 LD/2019-20/232

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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    Disclaimer: 
    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969. Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203
    EC221 LD/2019-20/232

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    Disclaimer

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    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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