In these days of increasing stress, good health is a major concern for all of us. With our fast-paced lives, the chances of contracting serious illnesses like heart attacks or cancer have increased. Thankfully with medical advancement, the chances of surviving them are also high but so are the costs of such treatments. These major illnesses affect the family emotionally as well as financially. While we may not be able to predict or prevent these diseases from occurring, we can certainly protect against them by investing in a critical illness insurance or a serious illness cover such as PNB MetLife Serious Illness Rider.
|Boundary Conditions||Eligibility Criteria|
|Age at Entry(1)||18 years - 65 years|
|Maximum Maturity Age||70 years|
|Policy Term(2)||5 years - 40 years|
|Premium Payment Modes||Single, Yearly, Half-yearly, Quarterly, Monthly* & Payroll savings program.|
|Premium Payment Options||Single||5 Pay||7 Pay||10 Pay||12 Pay||15 Pay||Regular Pay|
|Minimum Rider Sum Assured(3) (Rs.)||50,000(500,000 for On Line)|
|Maximum Rider Sum Assured(3) (Rs.)||50,00,000|
|Min. Annualized Rider Premium(4)||Rs.263||Rs. 70||Rs. 62||Rs.62||Rs.62||Rs.62||Rs.62|
|Max. Annualized Rider Premium(4)||Rs. 865,300||Rs. 49,200||Rs. 1,45,800||Rs. 1,17,400||Rs. 1,05,450||Rs. 90,200||Rs. 1,38,400|
Age Last Birthday
2 The Rider Policy Term can be equal to or Less than the Base Policy Term
3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
4 Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.