Every person has different needs and we at PNB MetLife recognize this. To give you the flexibility to customize and enhance your protection, we offer you PNB MetLife Accidental Disability Benefit Rider - an accidental disability insurance rider which you may opt for along with your basic policy. This will help you shape your policy to suit your individual needs for a nominal premium.
|Boundary Conditions||Eligibility Criteria|
|Age at Entry(1)||18 years - 65 years|
|Cover Ceasing Age||75 years|
|Policy Term(2)||10 years - 40 years|
|Premium Payment Modes||Single, Yearly, Half-Yearly, Quarterly , Monthly(*) (only on ECS)& Payroll Saving Plan (PSP)|
|Premium Payment Options||Single||5 Pay||7 Pay||10 Pay||12 Pay||15 Pay||Regular Pay|
|Minimum Rider Sum Assured(3) (Rs.)||500000|
|Maximum Rider Sum Assured(3) (Rs.)||20000000|
|Min. Annualized Rider Premium(4) (Rs.)||630||125||125||90||90||90||75|
|Max. Annualized Rider Premium(4) (Rs.)||49200||9400||7200||5600||5000||4600||3000|
1 Age Last Birthday
2 The Rider Policy Term can be equal to or Less than the Base Policy Term
3 Subject to the condition that the Rider Sum Assure is less than the Base Policy S um Assured
4 Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.