Life Insurance Policy: How it can Save your Life?

Fortunately for our generation, the benefit of state-of-the-art healthcare has improved our chances of surviving the fall of critical illnesses, unlike our ancestors. They had to suffer the fate of a heart attack or an unknown fatal disease with the least medical attention due to the lack of thorough knowledge and extensive treatment back in the day. On the flipside, they lived much simpler lives with unprocessed foods, pollution-free air and were not as stressed-out with constant connectivity. Along with evolution, we have also fastened the pace of life and compromised on our health and surroundings making us more prone to be victims of critical diseases.

Today, it is disturbing to know that heart attack and cancer have become the most common critical illnesses. Research done by Cancer India suggests that an estimate of around 2.5 million people live with cancer and over 7 lakhs are diagnosed with the disease every year. According to the Global Burden of Disease Report, Heart Disease is the leading cause of death in India claiming around 1.7 million lives in 2016 alone.

These facts become all too real when you hear of Cancer and Heart Disease hitting many of our very own family and friends with an alarming frequency. However, scientists have come to our rescue with the discovery of modern medicine, helping people fight these life-threatening diseases and win their lives back. None the less, healthcare comes at a hefty price. The expenditures incurred could viciously eat into one’s finances.

The best way to take on these costs without worrying too much is to get an insurance plan that gives you the option to cover these major illnesses. Critical illness rider when opted for in your life insurance plan, provides payment of an additional amount on the diagnosis of as many as 10 critical conditions, along with offering a cover at the time of death. Opting for this rider ensures that you have the comfort of paying for the illness when you need it rather than claiming it once the treatment is over. Why take a chance with such illnesses? Ease your mind by simply protecting yourself with a suitable insurance plan that would take care of you and your family in times of need.

To know more about health insurance plan, Term Insurance browse the website for various Term Plans offered by PNB MetLife.

Whether you are trying to lose weight or making a shift towards a healthy life, understanding your BMI (Body Mass Index) is one of the first necessary steps you can make. The BMI calculator can indicate your body’s fat content based on your weight and height. Once you have a clear view of this, you can go through different health insurance plans on the PNB website and secure your future financially against the growing healthcare costs. 

Disclaimer: 
The aforesaid article presents the view of an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability or medical complications incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ health advisor before making any decision.


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