PNB MetLife Suraksha TROP - Protection Plans

Key Benefits of MetLife Suraksha TROP

  • 1

    Death Benefits

  • 2

    Maturity Benefits


PNB MetLife offers MetLife Suraksha - Term with Return of Premium (TROP), a non-participating term assurance plan which provides your life cover at a nominal cost. To put it simply, it is a life insurance plan that gives you complete protection to enjoy life to the fullest.What’s more, it also gives you the option of getting back all the premiums paid at maturity.

MetLife Suraksha TROP ensures

  1. Low cost, low risk insurance plan.
  2. Choice of a level term plan with or without return of premium.
  3. Guaranteed returns of 10% of premium (including policy fee) paid (excluding extra premiums and rider premiums, if any) along with return of premium option of MetLife Suraksha.
  4. Option of different premium paying modes to suit various income cycles.
  5. *Tax Benefits as applicable.

Product Benefits

Death Benefit

In the event of death of the Person Insured, the Sum Assured is payable.

Maturity Benefit

On maturity of the policy, you receive the total of all premiums plus the Guaranteed Additions. The Guaranteed Additions are equal to 10% of premiums (including policy fee) paid (and excluding extra premiums and rider premiums if any).


Boundary Conditions

Minimum Age at entry

15 years

Maximum Age at entry

50 years

Maximum Maturity age

65 years

Minimum Sum Assured

Rs. 2,00,000

Maximum Sum Assured

No Limit

Policy Term

15 & 20 years

Premium Payment Terms

Single Pay, Limited Pay (3 years), Regular Pay

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