Accidental Death Benefit - PNB MetLife

Accidental Death Benefit

MetMore Riders

At PNB MetLife, we want our customers to get the maximum out of their lives. Be it in terms of making their dreams come true or getting the best out of their insurance plan. With this in mind, we created MetMore which allows you to customize your life insurance plan. So that it can be tailored to meet the unique needs of you and your family members. MetMore offers you a choice of riders which are optional contracts that allow you to enjoy additional benefits. They are always attached to the basic policy at the time of purchasing it, and cannot be bought separately or independently. Each rider comes with its own premium rates and separate policy conditions. The premium, nature and characteristics of the rider are based on the base policy to which the rider is attached.
So go on, get more out of life

Accidental Death Benefit

Plan Overview

Death caused due to an accident is one of the most unexpected and painful of all causes of deaths. Due to the high unpredictability of this form of mishap, the benefits offered by the Accidental Death Benefit Rider become all the more important and relieving.
This Rider provides for the payment of an additional amount should death occur as a result of an accident by outward violent and visible means before age 60 years.
Death of the Life Insured must occur within 180 days from the date of the accident.


Plan at a Glance

Minimum Entry                                 15 years
Maximum Entry                                55 years
Maximum age at maturity                 60 years
Minimum Sum Assured                     Rs. 50,000
Maximum Sum Assured                    Rs. 10, 00,000 or base Sum Assured whichever is lower.

Termination of the Rider

The rider will be terminated on the earlier of:

  • The end of the grace period of the first unpaid premium.
  • The policy anniversary on which the life assured is aged 60 years (as on last birthday) or the maturity date of the base policy whichever is earlier.
  • Death of the life assured.

Product Benefits

Death Benefit
In the unfortunate event of death due to an accident the Rider Sum Assured is paid and the policy is terminated.

Reason to buy

Additional Rider Sum Assured in the unfortunate event of an accidental death.