Money Back Insurance Policy | Money Back Plan - PNB MetLife Insurance

Key Benefits of MetLife Money Back Plan

  • 1

    Guaranteed Returns

  • 2

    Discount on higher sum assured

  • 3

    Survival and maturity benefits

  • 4

    Tax benefits

Overview

MetLife Money Back Plan offers guaranteed* money back at regular intervals along with protection from unforeseen events.

MetLife Money Back Plan ensures

  1. Receive survival benefits of 10% of Base Sum Assured from the fifth to the ninth policy year 
  2. Return 110% of Base Sum Assured amount over the lifetime of the policy term. 
  3. Receive full death benefits regardless of paid survival benefits. 
  4. Provide tax benefits under section 80C and 10(10D)*.
    *Please refer to product brochure for detailed terms & conditions

Product Benefits

Death Benefits

In the event of death, the  beneficiary will receive, whichever is higher:
  • the Base Sum Assured or
  • 10 times the annualised  premium or
  • 105% of all premiums paid till the date of death regardless of paid survival benefits

Maturity Benefits

Receive 60% of the Base Sum Assured upon maturity of the policy i.e. return of 110% of Base Sum Assured amount over the lifetime of the policy term.

Survival Benefits

Receive survival benefits of 10% of Base Sum Assured from the fifth to the ninth policy year

Benefits at a Glance

  • At the end of 5th year  -10% of Sum Assured
  • At the end of 6th year  -10% of Sum Assured
  • At the end of 7th year  -10% of Sum Assured
  • At the end of 8th year  -10% of Sum Assured
  • At the end of 9th year  -10% of Sum Assured
  • At the end of 10th year-60% of Sum Assured

Particulars

Boundary Conditions

Premium Payment Term

Regular

Min. Age at entry*

13 Years

Max. Age at entry*

55 Years

Max. age at maturity*

65 Years

Policy Term

10 Years only

Min Sum Assured

Rs. 250,000

Max Sum Assured

Rs. 5 Crore

*Age Last Birthday

Terms & Conditions Download Brochure Premium Rates Form Download Hindi Leaflet

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