Serious Illness Insurance Rider with Additonal Health Cover - PNB MetLife

Key Benefits of PNB MetLife Serious Illness Rider

  • 1

    Additional health cover

  • 2

    Flexibility to meet your needs

  • 3

    Tax advantage

  • 4

    Reasonable premium

Health Insurance Plan

In these days of increasing stress, good health is a major concern for all of us. With our  fast-paced lives, the chances of contracting serious illnesses like heart attacks or cancer have increased. Thankfully with medical advancement, the chances of surviving them are also high but so are the costs of such treatments. These major illnesses affect the family emotionally as well as financially. While we may not be able to predict or prevent these diseases from occurring, we can certainly protect against them by investing in a critical illness insurance or a serious illness cover such as PNB MetLife Serious Illness Rider.

PNB MetLife Serious Illness Rider ensures

  1. Reasonable premium at nominal rate
  2. Stay protected with additional health cover under base policy
  3. Flexibility to choose rider term and Sum Assured to meet varying needs 
  4. Tax advantages on the premiums paid and on the benefits received


Boundary Conditions

Age at Entry(1)

18 years - 65 years

Maximum Maturity Age

70 years

Policy Term(2)

5 years - 30 years

Premium Payment Modes

Single, Yearly, Half-yearly, Quarterly, Monthly* & Payroll savings program.

Premium Payment Options


5 Pay

10 Pay

Regular Pay

Minimum Rider Sum Assured(3)

Rs. 50,000(Rs. 5 lacs for 'On Line')

Rs. 50,000(Rs. 5 lacs for 'On Line')

Rs. 50,000(Rs. 5 lacs for 'On Line')

Rs. 50,000(Rs. 5 lacs for 'On Line')

Maximum Rider Sum Assured(3)

Rs. 50,00,000

Rs. 50,00,000

Rs. 50,00,000

Rs. 50,00,000

Min. Annualized Rider Premium(4)





Max. Annualized Rider Premium(4)





ECS Mandatory
  1. Age Last Birthday
  2. The Rider Policy Term can be equal to or Less than the Base Policy Term
  3. Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured.
  4. Exclusive of Taxes
*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

Terms & Conditions Download Brochure Premium Rates Form

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