Best Accidental Insurance Rider with Death Benefit - PNB MetLife

Key Benefits of PNB MetLife Accidental Death Benefit Rider Plus

  • 1

    Additional health cover

  • 2

    Flexibility to meet your needs

  • 3

    Tax advantage

  • 4

    Reasonable premium

Every person has a different need and we at PNB MetLife recognize this. To give you the flexibility to customize and enhance your cover, we offer you PNB MetLife Accidental Death Benefit Rider Plus - a rider which you may opt for along with your basic policy and shape your policy to suit your individual needs, for a nominal premium.

PNB MetLife Accidental Death Benefit Rider Plus ensures

  1. Additional protection to coverage under base policy
  2. Flexibility to choose rider term and Sum Assured to meet varying needs
  3. Tax advantages on the premiums paid and on the benefits received

Boundary ConditionsEligibility Criteria
Age at Entry(1)18 years  - 65 years
Cover Ceasing Age 70 years
Policy Term(2) 5 years  - 40 years
Premium Payment Modes Single, Yearly, Half-yearly, Quarterly, Monthly* & Payroll savings program.
Premium Payment Options Single 5 Pay 7 Pay 10 Pay 12 Pay 15 Pay Regular Pay
Minimum Rider Sum Assured(3)  Rs. 1,50,000
  (Rs. 5 lacs for 'On Line')
 Rs.50,000
  (Rs. 5 lacs for 'On Line')
Maximum Rider Sum Assured(3) Rs.1Crore
  (Rs. 2 Crore for 'On Line')
Min. Annualized Rider Premium(4)  Rs.465 Rs.285 Rs.285 Rs.60 Rs.60 Rs.60 Rs.37.50
Max. Annualized Rider Premium(4)  Rs.
  2,79,400
  Rs.
  49,200
  Rs.
  39,800
  Rs.
  30,000
  Rs.
  26,800
  Rs.
  25,600
  Rs.
  16,200

*ECS Mandatory

1 Age Last Birthday
2 The Rider Policy Term can be equal to or Less than the Base Policy Term
3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
4 Exclusive of Taxes

*Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

Terms & Conditions Download Brochure

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