PNB MetLife
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Key Benefits for Guaranteed Future Plan

This plan is created to enable you to systematically save and protect you against unforeseen and unfortunate life events, while also offering you guaranteed returns. PNB MetLife Guaranteed Future Plan ensures that you are able to meet the financial goals in your life with a higher degree of certainty while also giving you complete control and flexibility to customize your plan as per your unique requirements.

  • 1Guaranteed1 Benefits
  • 2Flexibility to choose benefits
  • 3Guaranteed Additions2 & Boosters3 to boost your corpus
  • 4Higher Premium Rewards4

What you get with PNB MetLife Guaranteed Future Plan

Tax Benefits


Enjoy tax benefits on premiums paid & benefits received as per prevailing tax laws. Enjoy 0% TDS#.

Safeguard Against Uncertainties


Get a life cover for the entire policy term and the option to enhance your protection through Accidental Death and Serious Illness riders.

Loan Against Policy


You may take a loan against your policy once it acquires a Surrender Value up to 90% of the Surrender Value of your policy.

Premium Payment Flexibility


Choose from various flexible premium payment options from 5,7 up to 15 years or Single Pay.

Payout Flexibility


You can choose to receive your benefits either as a Lumpsum or a Guaranteed Income.

Guranteed Income


Get guaranteed income ranging from 103% to 253% of annualised premium.

Why PNB MetLife?

PNB MetLife brings together the expertise of MetLife Inc., a leading global life insurance company. To add to its credibility is the revered name of Punjab National Bank, one of India's oldest and leading nationalized banks. PNB MetLife’s vast distribution reach combined with global insurance expertise and product range makes it a strong and trusted name in the insurance market of India.

Promoters' experience of 150+ years, serving 100+ millions customers


Founded in 1868, MetLife is a leading global innovator and a recognized leader in protection planning and retirement and savings solutions across 40 countries. Read More...

Over 5,16,540+ Crores worth of lives Covered


We have given protection and assured coverage for lives amounting to more than 5,16,542 crores in India.

Strong Branch Network


PNB MetLife has its branches across 107 locations in India and serves customers in more than 15,000 locations through its bank partnerships.

Consistent and Profitable Company


Among the few profitable life insurance companies operating in India, PNB MetLife has been consistently profitable for the last 10 financial years.

What Our Customers Say

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PNB MetLife Guaranteed Future Plan is an Individual, Non-Linked, Non-participating, Savings Life Insurance Plan (UIN: 117N124V04)

  1. 1Terms and conditions apply
  2. 2Guaranteed Additions (GA) will accrue throughout Premium Payment Term as a percentage of Annualised Premium and will vary based on Premium payment term, entry age and benefit option chosen
  3. 3Boosters will be available with ‘Income + Boosters’ Option only and will not be available with other options.
  4. 4High Premium Reward for higher premium payment. You will be rewarded with additional benefits if premium payment is more than 30000, and High Premium Reward shall be added to the Guaranteed Additions.

#Tax Deduction at Source {TDS} is subject to extant of provisions applicable under Section 194DA Income Tax Act, 1961.The rate of TDS at present is 3.75% (5% from 1st April 2021) on the amount of income comprised therein i.e., after deducting the amount of insurance premium paid by a resident assessee from the total sum received and is subject to change from time to time. However, TDS is not deductible if the amount of such payment is less than one lakh rupees in a financial year. TDS rates are subject to change from time to time. For Single Premium Paying Plan, TDS deduction will apply where Income or Booster payouts in any financial year exceed INR 1Lakh. Please consult your tax advisor regarding availability of tax benefits for the premiums paid and proceeds received under the policy.

PNB MetLife India Insurance Company Limited | Registered Office: Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka
Write to us at: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062.
Phone: 91-22-41790000 | Email: indiaservice@pnbmetlife.co.in | Fax: +91-22-41790203
Corporate Identification Number (CIN): U66010KA2001PLC028883 | IRDAI Registration No: 117

Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investments of premium. Public receiving such phone calls are requested to lodge a police complaint.

For more details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale. The marks “PNB” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investments of premium. Public receiving such phone calls are requested to lodge a police complaint.