Why saving for Cancer is a healthy move | PNB MetLife Insurance

Why saving for Cancer is a healthy move

PNB MetLife 11-11-2016 03:41:28 PM
 Why saving for Cancer is a healthy move

Most of us are keen on investing in vacations or buying a fancy new car in the near future. But we tend to overlook health based savings which can be of utmost importance anytime in the future. Health insurance in India is most sought after for a host of illnesses that we save for and get covered with different kinds of health insurance plans. But along with the usual illnesses, we seldom think about investing in a critical illness insurance which particularly covers Cancer.

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Cancer is a critical disease which can affect a person’s well-being as well as finance and future life plans. To make sure we cover this critical illness, we should emphases on investing in Cancer specific health insurance plans.

Health insurance in India is designed to cover your medical care costs, right from hospital visits to an emergency surgery. Comprehensive critical illness insurance plans typically cover major as well as minor medical expenses, but the policies vary. Thus, to be on a safer ground and safeguard yourself from the possibility of Cancer, it is wise to consider a disease-specific policy.

How can you save for Cancer?
One can buy a cancer insurance for himself which provides a partial coverage if diagnosed with cancer. Usually, a cancer specific policy may cover a number of expenses related to the treatment or diagnosis, covering hospitalization, chemotherapy, radiation, surgery, nursing, antitheses, blood transfusions &medications. Thus, it is vital to buy a cancer specific insurance beforehand to avail all these cancer specific medical treatments, as one cannot buy Cancer insurance if already diagnosed.

Depending on the type of policy purchased, the policy benefits of the health insurance plans vary in terms of providing monetary aid. It can be paid out as a person files claims for the services or as a lump sum when he is diagnosed. As Cancer ranks among the top causes of death all over the world and safeguarding oneself with a policy can be of wise move in the long run.