Health Insurance Plan with Heart Disease Coverage | PNB MetLife Insurance

Health insurance plan with heart disease coverage

PNB MetLife 10-03-2017 05:57:44 PM
Health insurance plan with heart disease coverage

Buying health insurance in India can be a tricky decision to make. Navigating through the many policies offered by different insurers and finding a comprehensive health insurance plan that best suits you will include looking at the plan’s coverage, waiting period, incurred claim ratio, renewability, network of hospitals etc.

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As we take a look at the smaller details of health insurance policies, it is also important to be informed on preventive measures to take care of your heart, as they say prevention is better than cure. A healthy heart can be maintained by following these tips:

Avoiding tobacco or smoking of any kind can go a long way in keeping your heart healthy. Smoking leads to assimilation of tar in the minute arteries and veins of the heart which increases the risk of heart diseases exponentially. Getting regular exercise, at least 30 minutes every day can help reduce the risk of heart disease. Coupling it with other healthy lifestyle measures like maintaining a healthy weight can increase the benefits manifold. A healthy diet to go with it, which includes lots of fruits, vegetables, whole grains, lean meat and fish is also a must. Avoiding saturated fats and trans-fats (red meat, coconut oil, full cream dairy products, and deep fried fast food) must be the primary step towards maintaining a healthy diet for your heart.

Managing your stress is also important. Some people manage their stress in unhealthy ways like smoking, drinking and overeating. Finding a healthier alternative like physical activity or meditation will help you keep your heart healthy. Lastly, it is very important for your body to get enough sleep. An adult need between 7 to 9 hours of sleep, anything below which can be detrimental to your heart’s health.

Cardiovascular diseases account for 24% of all deaths in India across all age groups and genders. Health Insurance in India is abysmal in the fact that only less than 20% of the population is covered with it.

It becomes fundamentally important to opt for a good health insurance plan that provides adequate coverage against critical illnesses.

The costs of heart related surgeries and treatments are always high and being stranded without a medical insurance can leave you in a tricky life or death situation. Thus, in today’s fast paced lives, we should ensure our wellbeing as well as our family’s protection with a sound health insurance plan with a heart disease cover.